Your Worldwide Payment Gateway
Crypto Exchange
#1 Choice for Your Payments Need
One - Stop Shop for your Payments needs
Crypto Exchange Services
Need a simple but secure way to buy and sell Crypto currencies
Back Office Dashboard
A complete observation of all payment transactions
Merchant Accounts
Worldwide credit card aquirers

More than

23754

Satisfied clients

Our payment gateway is an acknowledged leader in credit card processing industry. We issue more than 200 merchant  accounts every week.

Up to

15 %

On going Commission

We offer amazing opportunity for our re-sellers to an on going benefit from our success by  offering our payment solutions to their leads.

Up to

10 %

off for online registration

Register as a merchant with the register merchant above and we will get back back to you asap.

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The Best Payment Gateway Choice

Since our foundation, we have been #1 payment gateway institution for lots of online merchants internationally. We provide our clients with a number of benefits.

Multiple Acquirers

Connected with our gateway significantly increases the number of successful transactions

Single dashboard

Get instant access to your account on any device to monitor your accepted transactions from different payment providers

24/7 Support

Our Support team is always ready to help you solve any payment issues

Multiple Payment Options

We offer international and domestic payment solutions for customers in all countries

Secured Gateway

Level 1 PCI-DSS certified payment gateway, a technical requirement for compliance with the main data security programs

Easy Account Setup

Registered merchants can integrate through one API

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Advantages and Details

We provide all our clients with various advantages that not only satisfy their payment needs but also allow them to get more without overpaying for payment service.

At Paytechno, we aim to provide top quality payment services to a greater number of satisfied online merchants than any other payment gateways in the world.

CEO & Founder of Paytechno

Detailed Reports

Our online payment gateway provides free & detailed statistics to all our online merchants.

E-mail Newsletter

Subscribe to our newsletter and stay in the know of the latest financial and banking news.

Financial Goals

Easily meet your financial goals with our affordable payment solutions available regularly.

PayTechno was founded in 2018 to introduce the new level of Payment services worldwide. We are still dedicated to the success of our clients.

At Paytchno, we are guided by a common purpose to provide best Payment  Solutions by connecting  our online merchants to top payment providers, assisting them in opening bank accounts for their settlements  and providing them tailored crypto exchange services.

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Why We Chose Paytechno

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Finding Paytechno, a trusty PCI DSS payment gateway providing multiple worldwide payment solutions through one interface with the highest level of customer service and support.

Jessica Stevenson
International Company Owner
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I chose Paytechno because I know they are the most professional payment provider with settlements on time and great reconciliation reports.

Maya Green
International company CFO
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When I needed payment solutions assistance to expand my shop to new markets, I went directly to Paytechno. Their Worldwide payment solutions helped us renovate and expand our online store and attract more clients

Maria Davis
Retail Online Shop Owner

Choose Your Payment Solutions Now!


Registering Online

Register to our web site and provide your company details. We will contact you.

Filling Out a Form

After the basic registration, you will need to fill out a form to help us determine your required payment solutions.

Signing an Agreement

This stage concludes the procedure of receiving a merchant account at Paytechno and to start processing.

Using Payment Solution

You can start using our payment gateway  to accept payments from your  clients and to enjoy our back office.

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Frequently Asked Questions

What is a Merchant Account?

A merchant account is a relationship between a credit card processing bank and an online merchant that allows a merchant to accept and process credit cards. Each URL must have a separate merchant account. A merchant account contract is signed between the online merchant and the credit card processing bank who is responsible for settling the funds to the online merchant.

What is a transaction MCC?

A Merchant Category Code (MCC) is a four-digit number used by the bankcard industry to classify suppliers into market segments. There are approximately 600 MCCs that denote various types of business (e.g., 5111 Office Supplies, 7299 Dog Grooming Services, 5722 Household Appliance Stores. 

The MCC is assigned by the Acquiring financial institution when a supplier first begins accepting Visa payment cards. The MCC is assigned based on the supplier’s primary line of business. For example, if a supplier primarily sells computers, it may be assigned MCC 5732 “Computer Hardware”. If a supplier primarily repairs computers, it may be assigned MCC 7379 “Computer Maintenance, Repair, and Services”.


What is a chargeback procedure?

The customer will contact their credit card issuing bank to notify them that they want to dispute a charge. The card issuing bank requests a chargeback from the processor who takes the amount of the purchase from the merchants’ bank account.

The online merchant will then be sent a letter that notifies them of the chargeback and requests further information from the online merchant. The online

An online merchant will need to provide the requested information to the processor who will then make a decision on whether the customer deserves to get a refund.

Chargebacks can be initiated for a variety of reasons. The most common reason is that a customer doesn’t recognize or doesn’t remember the name of a merchant listed on their credit card statement.

A chargeback can be initiated one and a half years after the sale itself is made. This is why chargebacks are more common with long term or custom services.

What is an alternative payment solution - APM?

Alternative payments refers to payments. Most alternative payment methods address a domestic economy or have been specifically developed for Electronic and the payment systems are generally supported and operated by local banks. Each alternative payment method has its own unique application and settlement process, language and currency support, and is subject to domestic rules and regulations.

 

 

 

 

What is Paytechno crypto exchange license?

Pay Techno is regulated and licensed by the MKM Ministry of Economic Affairs and Communications; Virtual Currency Exchange License No. FVR000305 and Virtual Currency Wallet License No. FRK000256 in Estonia.

 

What is a chargeback?

A chargeback is where a customer is disputing a charge listed on his credit card statement. A chargeback may get the customer their money refunded, but it is not a refund. An online merchant should avoid chargebacks because they can  end up in a merchant losing the ability to process credit cards completely. Common Chargeback Reasons:
  • Not recognizing merchant’s name on credit card statement.
  • Customer charged more than once for the same purchase.
  • Merchant did not deliver the agreed upon service.
  • Customer unsatisfied with product or service.
  • Fraudulent orders (mainly internet businesses).



What is a crypto exchange?

A digital currency exchange can be a brick-and-mortar business or a strictly online business. As an online business, it exchanges electronically transferred money and digital currencies.  The digital currency exchanges operate, mostly, outside the Western countries to avoid regulation and prosecution. However, they do handle Western fiat currencies and maintain bank accounts in several countries to facilitate deposits in various national currencies. Exchanges may accept credit card payments, wire transfers or other forms of payment in exchange for digital currencies or cryptocurrencies.

The exchanges can send cryptocurrency to a user’s personal cryptocurrency wallet. Some can convert digital currency balances into anonymous prepaid cards which can be used to withdraw funds from ATMs, while other digital currencies are backed by real-world commodities such as gold.

What is an on boarding process?

A procedure to approve an online merchant web site for a credit card merchant account. The procedure includes providing company documents, directors KYC documents and some web site requirements such as; Terms and conditions, company address and phone number. Once the web site is approved, the merchant signs an agreement with the acquiring bank , integrates with the payment provider and start accepting payments from his online clients.

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